It is far far far better compared to paypal which is a international system it deals only international websites like walmart, ebay.com, etc., That too in dollars only so if we consider it the paytm will be more easier and user freindly as it involve rupee and also it promots many offer other than wgich is applied on the product which is very useful and helping and also the paytm supports transaction towards banks but it also takes taxes but . Even the tarvel facilities like ticket booking for trains, buses, flights and other bill payments help a lot