In the start paytm provided a cashless advantage with lot of discounts and cashbacks. I installed paytm app for their advantage considered going to market. After the gst, where people are suffering a lot due to gst crisis, the paytm is not offering any advantage to the consumers where other apps like phonepe are giving lot of cashbacks to keep up their consumers. The worst part is that paytm shows a discount but there is no discount at all