When I was in 10th standard I was not knowing single thing of this bank. Then my friend informed me about this online payment app. That time I didnt gave any importance but then I realized that it is very helpful app for payment, money transfer and all. Now it is used all over the country which is first step for making our country digital and cashless. It is very helpful as it is present everytime in our pocket and no body can steal it because this app has its own security. After updating KYC I found that we can take there ATM card and can use it in all banks without any transaction charges. The concept in this apps are very clear and they give us promocode for the cashback. The design of this app is very good and we can handle our bank in our finger touch. It is very much useful for this generation they can make money transaction online. The function associated with this app are very clear. And the support system is very good if we are in need we can call them anytime and they will help us. This is very good app aall should have account there to become digital. I am using it and having very good experience all should try it. "PAYTM KARO".