This app is one of the great app which is used to send and receive money. The concept of this app is it allows you to to pay money or receive money from anyone, anytime , anywhere. I have been able to pay various payments using this Paytm app. The app also features add Bank, promo codes, offers etc. this app also provides coupons and offers which gives high savings while doing a payment. Is the easiest way to pay. You can pay electricity, book trains, flights, recharge, add money to bank et. And much more using this app. It has a modern design and layout. Totaly this is an all in one app for payments. This app is very useful for me cause I can securely pay my bills sitting in home. Now there is no need to carry cash around. Total it’s a user friendly and secure app. This is my experience with this app. Try this app today, even you will have the same experience.