Paytm is the best payment wallet and Bank I am using Paytm wallet and I will receive too many cash back whenever I pay the bill of electricity and take petrol or petrol pump or gas connection or movies many more thanks I will got cash back and its giving too many offers on Paytm mall offer and I have ordered about 25 to 30 products from this I always receive and cashback like best cashback show any using pain or sending more money in state list send the morning or receive the money no more time taken at that time receive or send the money its layout is best and its security is also best whenever I forgot the password or login into other device it says OTP or so many security it is best thing because you using the wallet you protect your money so whenever your login or logout it will send a message to your phone it is best think I think it is best so I loved Paytm very much because its give me to make chicken packs and many more options are functions to become India cashless it is the best thing to paying by your phone wallet.