I started using Paytm because I had a lot of about basically on TV ad and as I do browse Internet a lot so no why doing that I can even pay my bills, mobile recharge, dish recharge, flight bookings, train bookings, rent and many more without going outside of my house.
Worst think about Paytm is that earlier it is used to provide a lot of coupon for discounts to new and even old users but now as it is famous it is not giving any discounts are giving very last discounts.
So overall I will say side is very easy to use and has option for a kind of bill payment that is why I still use Paytm.