I had been making quite a few transactions on PayTM now days and to be frank,
they have improved a lot. I even upgraded my wallet which was smooth transaction. Refunding back to CC/Bank account is just a breeze and its so fast. Return service is better than Other Online Shoping Sites.There have been no problems on cashbacks. Just an email or call to customer service resolved most of the issues in a single day. Their deals are amazing to say the least. I was facing a issue where I was not able to place any order from my account. It was working fine on my friends account. It is really Good application/website to use .
Thank You.!