Simple app to pay all your bills, recharge.Easy to pay bills from anywhere, just we need is a paytm account and internet connection .
pro:-
No need to search for retailers to recharge ur phone, dth, broadband etc
Easy for payments
shopping will be easy
cons:
cant do some special recharges
sometimes coupons wont work
Final verdict: no matter wt ever the cons paytm+debitcard= easy life. Its the best when compared to others which are available in the appstore.