Here is the paytm app which should every one have to know the benefits of this payment application you could be seller you could be buyer you could be retailer you could be a auto driver or whoever as I am a student some times it is not possible to have change in every time at that time you can go through the paytm app e-transaction option want to send scan the QR code and send how much you wants to even a single(1Rs) designe of the application is so simple and easy to use ypu will get many options to withdraw or credit or share your money it also provides mobile topup and etc, railway ticket booking, bus tickets, bill payments, and so much I am happy with this application because I can pay my electricity bill of my dad’s home from anywhere with a internet connection the most and usefull thing in this app is the offers paytm provides different offers to there customers time to time up to 100% cash which is quite good and thats why you should use this payment app