Paytm is an online pay anythings. Nowaday in India 90% usefull I saw paytm in locak bus and also small dahba like small shop also. I use it 3month ago its very good appand I also explained about this good and easy app but lots off my friends fear with kind off online becouse they heard some about fake online bissuness so thatsway . I told them in this apps you don not have to worry becouse I use e months ago. this apps really make me so easy for transfer money to someone and also I recharge to tv lastnight from my payrm .