PayTm is the best online money transaction app. It make me safer then any other app. Fast and reliable. It can do many thing like sending money, mobile dth recharges, electricity bill, gas booking and many more. Every place paytm is avilable. But to use it u have your best internet. Some place internet not work so you cannot use paytm. So I think their should be a local network to use paytm transaction. Every person not have the internet.