Paytm is the way you pay your electricity bill, mobile recharge, water bill, and etc. the paytm app is to easy to use its gives you cashback when you pay bills and recharge mobiles if you want to earn more cash back its my secret but I will tell you go to couponzguru.com nd select your promo codes to use and earn more cash back its very easy to use I hope you guy, s like my review soo plzzz like comment nd follow me for other reviews