This app is very useful for lazy people like me as we can pay bills and recharge mobile and our dish tv’s in one touch from our home, you can pay with paytm in stores and markets too as now it becomes part of digital india which was awesome thing, now there is no need to carry alot of money with fear of theft as now we can pay easily from one touch from our smartphone and you do it from anywhere, all you need is an internet connection and a smartphone or computer or laptop to access paytm website or app. I love this app they were trusty and safe. : )