Paytm is the bad wallet as it cuts the tax for transferring wallet fund into bank account. The other wallet like phonepe not cuts any of the tax. Also paytm is not having upi transaction option which is new one.
Product quality is good but price is more for the same quality product than other sites. And very less offers they gives.
Delivery time for paytm parcel is more than amazon.com and they do not care for our efforts.
Paytm application is bad for transactions for recharge, wallet to account trasactions. Wallet to account transaction takes time more than 24 hours. They apply 3% of tax for transferring money from wallet to bank account which are not in other applications. Also paytm application is not having upi transaction option which is simpler one.
Paytm is not reliable because if we have to book movie ticket in small city then that theatres are not available in paytm. Also about 60% times failure of transaction takes places which is very irritating.