Paytm has helped most of us during times of despair. There are times when we run out of cash, or are low on cash. Those are the days when we can bank of paytm for its services. We can pay our chaiwala or sabziwala through paytm, isnt that wonderful! I use paytm all the time, their service is good. They also have products which we can buy at a cheaper rate. Offers are always amazing specially on movie tickets. Helps all the movie buffs out there. And their endless cashbacks! It is pretty amazing although the cashbacks are not a lot, still appreciate the fact that they are paying us back. Happy to be using paytm.