I am using paytm app in last 1 year, this app use is very easy and quick money in this day and also now a days it’s more help full to us like send money, all types of recharge, shopping etc.Now a days in india going to be cash less transaction, so this app is part of it and very easy to use it.In paytm app wallet system is availaible we keep our money in wallet and pay to anywhere.so I am very glad to use this app.