I started off using Paytm thinking that it has good offers and helps with wallet and instant recharges which I needed the most.
However I actually found that the discounts available on the app are actually bogus and the discount % age shown on the app/website is actually bogus. They always have a standard price which is above MRP and then the decide the discount and the cashbacks. They started selling off products that are required in day to day use but what is the point in purchasing those products from website when the buyer would have to pay more that the price of the product to the courier vendor.
Find out the electronic items and phone which are listed above the market value and then offered cash backs.
Interestingly I found the same price of all Ambrane power banks on Patym to be available on the same price even if the dicount or cashback raised from 15% to 25% and this is called as bogus discount and a malpractice to lure the customers.
Moreover Paytm has 40% of the stake owned by Alibaba which is known for different malpractices and hence people should expect the same from Paytm as well.