Paytm is upcoming and developing way in india to pay to each others for different things and this has playrd a very important rile in changing the mindset of people in india about paying online.it is been proved to safely transitions of grater values and somewere people are instreated to use this but due to low literacy rate the old ine can not deal with this .and I advice the company to have this aap in various languages as specially state language should be their which would add mor people to use it and many others would be able to use this morden and risk free technology to deal with others