Now Paytm degraded over the time, really bad Paytm service never pick up your call, always say stay on the line, Paytm shame on you made this app very complicated, I hate this app when I transfer money from Paytm wallet it to my bank account is continue process but I get respond payment fail, I tried many times but the result remain same, even even I also call customer service did not respond, completely unreliable pathetic service from Paytm, I will never recommend anyone to use Paytm app, one worst thing about the Paytm app if you’re stuck at one place so they never sort out issue, everytime I try to set KYC it shows something went wrong , every single step I faced an issue, worst app I ever experience in my life I will not recommend other to use this app,