"paytm" popped up in my life when 500&1000 rupees notes were banned by goverment.customer services which paytm provide are prepaid balance, travel tickets, online store, all type of online billing.this is the quickest way to pay bills by cutting que.talking about product quality paytm provide good quality products same as other popular e-commerce websites.delivery time by paytm is little longer than that of other e-commerce websites.paytm comes in both website and app version.both are easy to access.the app I highly reliable and you can trust it to pay your bills and for shopping.