Hi friends, I am a regular user of paytm and almost make 3 transaction per day on average.I would like to suggest you all that It is the best platform one can have to carry out his financial transactions.It offers a wide variety of service ranging from mobile recharge, bill payment, school fees payment, payment of insurance premium, airway and bus booking etc.The recent addition is booking of Rail and movie ticket as well.You can get the best discount and cashback that can be accumulated to make economical payments.Its consumer service is totally satisfied except the reason that still they havent come up with a toll free no.Rest of services like refund, exchange, are totally satisfactory.