I am using paytm since 6 months. I havs started using e wallet from mobikwik then freecharge and finally found patm is the best one. Paytm is best in having the following good qualities . First it gave cash back by adding money then it also gave upto 50% cash back on recharges and bill payment . Then it also gave money in registering new apps also. Now petrol pumps and some shopping malls are also accepting paytm . And now the best part is that any one can recive money and transfer money to bank withot any processing fee instantly. Withou any rules . All features provided by paytm I loved very much. Really it is the best app ever