100% recommended. Fastest, safe way for online transactions. Amazing cashback offers. Easy to use. Free credit score. I won Rs.127 till now and I have been using it just for 5 weeks from now . Now wallet to bank money transfer is also free. Paytm first points is also a good option to recharge. It welcomes new users with first recharge free upto Rs.50
Very rare chances of delay in payments. Autopay option is also avialable for rent payers. But sometimes cashback take too long time like cashback of my first recharge took 3 days.