I am using paytm for my day to day payments at grocery stores, restaurants, petrol pumps, etc. Its really easy to add money from your bank account to paytm account and it takes few seconds for the whole process. Similarly while doing payments also it takes literally some milliseconds to transfer the payment from my paytm account to another paytm account. With this great initiative by paytm, even vegetable vendors have paytm now. It’s the most convenient and the safest way of paying online to anyone even sitting 1000 kilometres away from you. The shopping option at paytm is also good as the rates you get there are the rates which are less than other sites. Paying bills, recharge of mobile, recharging metro cards and even gas line payment. I would really like to recommend it to everyone.