Easy to recharge mobile phones or d2h and more or you can pay bills etc also its fraud proof if your transaction not successful then immediately the amount will be refunded to your account and also it gives better offer for products and you can also use paytm for getting any offer like snikers gives 20 rupee paytm cash. You can register with your mobile number also they provide promo codes by using it you will get the offers like winning 1 lakh or full cash back etc.