As for as paytm concept is conserned its unique you know when I started paytm my life is going to be free before Paytm I always used to do all think from our own self I realy apriceat
its Layout and Design is Awesome mindblowing love to visit
feature /function is outstanding what you have to pay you can whatever Mobile, Dth, Bus Ticket, Movie Tcket, Shoping as well I have know more word to apriceat Paytm
its really very usefull for all I refer everyone to use PAYTM