Literally awesome concept, designed in favor of customer. It will be cleared from the experience thatI had faced which goes like once I was in hurry to reach my organisation and there I come to know that the day was the last day to enroll for certain exam form, fortunately I was having my cell phone and that cell phone was available with paytm software linked with my dads card I did added funds and paid it to my friend as she payed for me. Else there are certain other more features:
One can pay for movie tickets, pay for commodities like dth bills, insurance bills, recharge mobile phones with cashbacks on applying promo codes.
Obviously, there is a huge requirement of such application for the people who are unable to pay cash at that instant.