This is a pretty good app. I had some good and some bad experience with this app. The good thing in this app is that you can transfer money with your friends and you can pay and also you can transfer the money back to your bank. The customer service is not good, if you try to call the customer care number, it doesn’t connect to that number at all. The is really bad, once I ordered a watch, it had some scratches in it and it was nt working properly. Delivery time is pretty good. It is better to use this app for only money transfer.