I m using paytm about 2 years.i never face issue like late refund, slow service etc.paytm customer support and srrvice is best.use paytm for recharge you are mobile and dth service and bill payment its very fast and its give refund on every recharge.i also ordered couple of shirt and its delivery is very fast and free.packaging is very proper.
I like all the product as like as in the image.satisfied with product and paytm service.1 year ago I buy samsung galaxy note 3 I get 4000rs refund in paytm.awesome seller! I have not return any product so I dont know about that but overall its very popular trusted side