Paytm most commonly used app all around the globe it is suited place to buy and sell book flight tickets train tickets and have the fun of shoping it has the most secure encryption code during fund transfer it has 126 bit encryption technique to accept and pay money . If u find difficulty in carrying cash u can go cashless with the help of paytm mobile wallet . Paytm is well developed and most priorly handcrafted in india and it doesnot have any demanding terms and policy . It is fastest means to earn cashbacks and earn the offers . It can be used to pay online postpaidbills electricitybills and prepaid recharges without any extra duty charges like when we pay electricity bill with debit card it requires 0.7 % extra of yotal amount .