From 2014 I m using paytm to pay my mobile bills, book movie tickets, train tickets, send money to my friends, and I have also upgrade my wallet limit by submiting the documents, now I have 1, 00, 000 rs limit, I can do transcation upto rs 1, 00, 000. so I can say that paytm is my pocket wallet .i have buy so many things like shoes, hard drive, etc from paytm, paytm is giving so much of discount and cashback, and the product are also very nice to use . I have never pay my bills from other website or apps, I have always used paytm to pay my all gas biil, electricity bills, mobile bills, etc . it is very easy to use .