I want to share my experience with paytm . I want to use it and installed it . Then it gives some recharge offer and new sign in bonas .Now I think paytm became very bad for offer . Here recharge is smooth but it takes much time to recharge in a mobile number . There are no offer . Other recharging app gives better offer than paytm . Another problem is shopping . Here rate of things are chief but the products are worst . I brought a pant and a pair of shoe . I cant wear them and cant refund them . I am not satisfied with paytm . It cut a extra money to send money to bank account . So try ti avoid paytm