I used to recharge through paytm but I never thought that one day 500 & 1000 rupees notes will stop working & we need to go to bank & stands on line to exchange .
I found usefulness of this apps while I need to send to my friend money & I send it from paytm as I had 10, 000 cash in paytm , I never buy any item from paytm but as a bank its better to use.
Its charge some amount but no matter its help me in bad time when I was in need .
Thanks a lot paytm .