I have been using Paytm since last year and I am completely in love with this new app. Paytm is a quick and handy app to do all kinds of cashless transactions. If you are running out of cash and do not have your debit or credit cards, Paytm comes to your rescue. You just need to save your card number in your Paytm account. Thats it. All your worries are managed by it. Its like your manager who does not charge anything.
I do all my mobile recharges using this app and sometimes get cashback or other special offers. I also pay the electric bills, petrol pump bills. I can also transfer money from my account to someone elses account without going to the bank.
Its a great invention and my money remains totally secured.