I used paytm from last one year. Its very easy application to send money to anyone. After getting money in paytm wallet easy to send to bank account but its chargeble . approx 10 rupee on 2000 transfer it charged but fast transfer value for money. Lots of cadhback offers and discounts on different items make a good mood. Used 1000 times but never face any problem.
Operatiing of Website is well but android application is good.