I am use paytm it is to good. It interface is good its use easily and recharges by paytam is very fast.
Paytm is secure company no chance for miss use over bank detailes.many time paytam provid cash back on mobile recharge and paytm help for money transfer to any bank account , any time.
Paytm provid bills paying facility like mobiles bill and electeric bill. It provides product is original it is to good.