Paytm provide us services like like eletronic bill payments, gas payments, recharges, internet packs. Phis also provide surface for online shopping which is very bad. Their delievery services are very bad, only for big cities they provide delievery, their products delivery is very slow. I previous month buy a zen mobile ultrafone 303, in which there is defect in front camera .But I mail many time to reutn this product, but they said, send product to paytm office, which is 60Kms from my city