I am using paytm from last 1 and half year but I am dissapointed from this app because they provide you many offers like Lakhpati, lucky7, bumperoffer, etc. But you will not get any of that offer.
The worst thing about paytm is that if you call to there customer care center the call rate is very hight even you call rates are low.
2-3 time this thing ha happened with me that my balance has been cut from paytm but my recharge is not done.
I accept that this is the fast way to transfer money but risky also because if your net went slow the balance will cut from your bank but your recharge will not done.