I am using this app from 6 months.
It makes my life very easy when I ride a jugnoo auto I need not to pay cash. Automatically it deduct from paytm account and it send message alert each time whenever any transaction happen. I used it at petrol pump.
I recharge my mobile with this aap every time because it gives cash back. I need not go to pay my electricity bills to RSEB office I just pay my bills by this app.
Now paytm comes on kirana shops paytm makes us cash free life we can purchase and travel and pay by paytm. It is easy to add money from debit card to paytm account.