Zindagi jeene ka naya nazarya shuru karo paytm karo( in Hindi) Dialog is very good. My personal experience with paytm is here whenever I am going in the market I see a lot of poster around the market everyone say if you not have a change please paytm karo Even on the TV screen ads of paytm appear I got a thinking why I am not using paytm then what in this day I opened my paytm account and some money transfer to I think it is working but next day My friend say do a recharge of my airtel number friend I say OK to him I recharge his airtel number But paytm said recharge fail.i am did recharge again and again appeared fail But after some time the both recharge is complete. I want to recharge only once but it happened two time.i am waiting for my money will back paytm but it not happen.thats the reasone instead of paytm I am using phone pe app it give good transaction service Other app give cash back after every transaction but paytm don’t this is my personal experience with paytm. Thank you .