Paytm app is very usefull for recharge, booking railway tickets, train tickets , electricity billseyc. paytm app is very usefull in that we can share money to others. we can make online shopping with best quality products. paytm app will give more offers, high cashbacks, more disscounts, when we book the train ticket in that it will take less amount of taxes on ticket. in that we can recharge phones, dishesetc. in some cities like chennai even small shops can accept paytm in that we carry money more comfarable in paytm. we can pay cash in short time. we can scan barcode an pay th cash. when we transfer the cash paytm wallet to bank account it will cut taxes per every hunderd ruppes in will get tax 3.02₹ approxmately