Hello my dear friends today I am going to tell you all about the usefulness of paytm app. As I have used this app and according to my experience this is the best app to send and recieve money . The concept of making this app is excellent we can send and recieve money at anytime and we can also do shopping through paytm app. In this paytm app there are very good feature and some of them are like we can send money just through phone number and recieve as the same and we can also credit or debit the amount to bank directly and we can directly shop and pay through the same app. In this busy generation this app is more helpfull and usefull to people as I said we can send or recieve money at any time and we can also fill our electric bill, DTH bill and even recharge our mobile number at any time.