I love this application it is great when first time use paytm I dont know it will be too good and we can do easy rechage by this and it give big amount by cash back and many amount we can save by this and last time I buy phone by this site its sipping is very good very fast I got 4-5 days my phone and got so many cashback but I want to say if paytm will give open discount not by cashback it will be great and so many coupons gives by paytm per month gives different coupons and bank transfer facility is also nice for us