This is best facility so far by paytm.com.I like it very much , you can buy anything by paying through Paytm and it will gives you cashback on every purchase.It is very simple to add money to paytm from your bank and you can spend it anywhere no need take cash.Paytm is now a bank itself you can open you saving account in paytm and they are giving higher interest rate than any other bank.
You can now easily transfer your money feom ypur paytm wallet to bank without any charges, if you are done with KYC.After KYC you can open account in Paytm and have amazing offers.