Hello friends this is Avinash Sharma about Paytm friends I want to tell you that this is a very useful application you can transfer money and pay your bills recharge your mobile and book tickets railway Airlines and you can book hotels also in this application it just like a wallet you can tell e wallet also you can add money from your bank account directly and its very safe you can use for this shopping and you can use in this many ways now in India it is very popular app it is very good app friend I tell you you must be download this I really love it thank you