PayTm is the way of life nowadays where at every given time we need to either recharge our phone bills, electricity, DTH, money transfer, shopping and what not. Paytm helps to do the recharge faster, safer, easier and guess what without standing in queue. What more can you ask for. I am very happy using this app because I have been using it since 2 years now and it has saved me money and time without compromising any safety of online payment. It is a brilliant idea and I love the way the app is designed and the way it works. It is user friendly and best suited for paying bills with ease without going out of the home. I recommend this PayTm app for all smart phone users.