Paytm is very use full application it provides many useful features in one app it gives many offers like coupon cash back etc I have started using this approximately two months ago and it is quite easy to use.
This app is so easy to use there is nothing complicated functions in it like recharge balance paying electric bills etc and the most loving thing of this app is many products in markets cold drinks etc offers 20-30 rupees of paytm balance which is very good so you can collect that cash in your paytm account and use it for mobile recharge and so on.