I installed Paytm long way back but I used it only to recharge my phone, I didnt know that I can do more to it, and doing that is very very easy.
Concept of paytm is very very good I must say, Its a way to save your money which is in bank account, reduce use of ATMs.
Design is good, Layout is very good, everything is at its place where you need,
you can keep a sum of 20, 00 rupees in your wallet at a time for a month no transaction over 20, 000 is permitted unless KYC happens but It is hard to get KYC done on paytm.
I use to pay all my utility bills, rents, online shopping everthing from paytm, and for some things I even get cashback, I had booked Flight Tickets and railway Tickets from Paytm, It is really faster than other sites
This mobile app is easy to use, small, fast plus no ads in middle unlike some wallets.
I must say first use it than you will believe what I said is fully correct