I think it is one of the best applications. It is very user friendly, too easy to use and very convenient. It’s too good, you don’t have to carry money anywhere if you have this application. The best part is that it is safe too. I can use it anywhere without facing any kind of problem. Another good part is that I dont have to worry about change anymore. Another thing that I love about Paytm is that it offers huge cashbacks specially on movie tickets. I get around 50% cashback sometimes and its just too amazing. I would recommend everyone to use this application as there are very many benefits of using it and you can learn to use this application really quick.