This is the best app of my life and is playing a very crutial part in my life in the era of demonitization. People should use it every now and than. The best payment app. user interface is very good and easy. Anyone can use it. You just have to link your bank account to your paytm and you are good to go. Its a multitasking app you can pay your bills and pay for college fees and many more. there customer support is also nice and they are good